A.I. AND FINANCIAL SERVICE. POSITIVE AND NEGATIVE CRITICISMS OF ITS USE.

The author focuses on the use of A.I., within Fintech, brings an innovation in the financial field and today it is impossible not to talk about Tecnofinanza, to indicate the application of digital tools in the financial field. The change that is affecting the world of banking, financial and insurance services in recent years. Digital technologies invade the finance world in an impact as inevitable, so much so that it is impossible not to talk about Fintech. Fintech is a world that is not limited to the banking sector, but is composed of different actors and protagonists. Extended competition, open banking, APIs, startups, roboadvisor, process automation, all pieces of a rich and varied mosaic that will be analyzed during the guide. Therefore, questions arise about the legal mediation necessary for the problems of artificial intelligence applied to FinTech.

Keywords: relationship of the economy with other disciplines; Artificial Intelligence and law; financial services; IT management